Your best bet is to play at the domination you're comfortable betting. Some penny machines can cost a couple dollars every spin. The more lines you cover, the more chances you do have to win. Set a dollar amount you'd be comfortable losing and play off that. Check out Super Jackpot Party. The dollar machines will tend to have higher long-term paybacks than the penny machines. The dollar slot areas may be less crowded and cleaner than the penny slot areas. Your average hit, in addition, will be bigger on the dollars. And those are the only pros I can think of for the dollar slots. The dollar machines probably won't be video slots.
Playing slots is an exciting experience that gives you the chance to win big payouts and trigger bonus rounds. The downside, though, is that slot machines can quickly drain your money. You may have no problem with this if your bankroll is worth hundreds, or even thousands, of dollars. But what if you’re dealing with a tiny bankroll, such as $20?
In this case, you can’t just choose any slot machine and expect your bankroll to last. You instead need a proper plan to stretch your money further. Keep reading as I cover different ways that you can make $20 go the furthest possible while getting the most entertainment out of slots.
Choose Online Slots Over Land Based Slot Machines
The first thing that you want to do when making your small bankroll last is play internet slots. Here are the main reasons why you should choose online games:
- You don’t have to spend money traveling to an internet casino.
- Online slots are cheaper to play.
Chances are that you don’t want to make a special casino trip when you only have $20 to gamble with. This is when online casinos become perfect, because you merely need to pull out your smartphone or tablet to begin playing.
This isn’t to say that all online slots are cheap. Some require you to use 50-100 lines, which mean that you’re spending between $0.50 and $1 per spin. However, the majority of internet slots only require you to bet $0.25 or less. Some games even allow you to set the paylines to one, and coin size to $0.01.
Make the Lowest Possible Bets
I just discussed how many online slots allow you to adjust betting options to the lowest-possible amounts. But just because this is the case doesn’t mean that the options start at the lowest levels.
Some games begin at higher betting options, and you won’t realize it until after playing a few spins. Here’s an example:
- You’re playing a 5-reel, 20-payline slot.
- The coin size is automatically set at $0.01.
- But the paylines start at 20 and the coins per line begin at 5.
- These options mean that you’ll be betting $0.50 per spin.
- This only gives you 40 total betting units (20 / 0.5).
I suggest that you begin every slot session by ensuring that the betting preferences are to your liking. Oftentimes, you’ll find that they’re set slightly higher than the lowest amounts. But what if you like betting more on each spin? The truth is that you can do whatever you want when playing slots. If you’d like your coin size to go up to $1, then by all means do so.
Furthermore, you’re rarely rewarded for betting a higher coin size or more coins per line. Your payouts typically increase proportionally to the bet size, meaning there’s no incentive to choose higher values. Going back to paylines, you can always play a single line per spin if they’re adjustable. I personally don’t like this, though, because it takes forever to accumulate any wins.
Here’s an example on how I set betting options to maximize my bankroll:
- Set paylines to highest amount (e.g. $0.25).
- Turn coin size to $0.01.
- Turn coins per line to 1.
- 0.25 x 1 x 1 = $0.25 per spin.
- $20 bankroll / $0.25 = 80 betting units
Divide Your Bankroll into Units
You can make slots bankroll management easier by dividing your bankroll into units. A unit is the average bet that you make when playing a particular game.
Units are a good way to keep track of your bankroll without dealing with dollars and cents. You can instead simply look at how many bets you have remaining.
Here’s an example on dividing your bankroll into units:
- Your bankroll is worth $15.
- You bet $0.10 per spin on average.
- 15 / 0.1 = 150 units
Looking at your bankroll in terms of units is a clean way to determine how many total bets you have available. You can also decide how many units you want to use in any given session. Obviously you don’t have many options when dealing with $20 or less. But you can still limit yourself to $10 or so per session.
Here’s an example:
- Your bankroll is $20.
- You bet $0.20 per spin.
- 20 / 0.2 = 100 units
- You want your bankroll to last for four sessions.
- 100 / 4 = 25 units
- You’ll quit playing a session after losing 25 units.
Play Slots with Low Volatility
Volatility is the measure of how closely short-term results compare to statistical averages. Slot machines generally have high volatility, because the short-term results are wildly different from the return to player (RTP).
The only problem is that most slots don’t come with hit frequency or volatility ratings. I’ve seen some Pragmatic Play games that do, but the vast majorities don’t. This leaves you guessing on volatility by looking at multiple factors, including the jackpot size, bonuses, and low payouts.
Here’s an example on judging slots volatility:
- You play a game with a jackpot worth 2,500 coins, which is fairly small.
- The only available bonus is 10 free spins.
- This game offers several low payouts (i.e. worth less than 50 coins).
- This slot likely has low volatility.
Most slots with high hit frequency don’t offer big jackpots and large bonuses. But they will see you win often enough to sustain your bankroll and stay in the game.
Avoid Games with Big Progressive Jackpots
As covered above, slots with large jackpots don’t pay as frequently as the rest. You should especially be wary of the biggest progressive jackpot games. It’s important to mention that players – not the game developers or casinos – contribute the most towards increasing progressive jackpots. But the game maker does have to seed the original amount.
The jackpot can make up a sizable portion of the RTP if it’s seeded at a high amount. Failing to win this jackpot means that you’ll be playing a game with far lower RTP than what’s listed.
Here’s an example:
- A progressive slot has a jackpot that’s seeded at $1 million.
- This game’s base payback is 95%.
- The jackpot makes up 8% of the RTP.
- The payback is actually 88% if you don’t win the jackpot.
One downside to progressive slots is that you won’t know how much of the payback consists of the original jackpot amount. But you can make an educated guess that a jackpot seeded between $500k and $10 million will comprise anywhere from 5-10% of overall RTP.
Considering that the chances of you winning such a jackpot are extremely low, you’ll only have a chance at the regular payouts. If the jackpot makes up 5-10% of overall payback, then you might be eligible for less than 90% RTP. The only reason to play these games is if you’re set on competing for a massive prize and could care less about how long you last. In every other case, you should choose slots with smaller progressive or non-progressive jackpots.
Find Slots with High RTP
Payback isn’t of the utmost importance when you have a $20 bankroll. But you should still factor RTP into the equation since it does relate to your chances of winning. Payout percentages are especially useful when you combine them with low volatility. The lower volatility indicates that your short-term results are more likely to equal the high RTP. The only question remains exactly how you go about finding slots’ payout percentages.
You have several options for doing so with online slots, including looking at the paytable, googling the game, and googling the developer. Here’s a closer look at each of these methods:
- Some game developers put the RTP directly in their slots’ paytables.
- Google a game’s name followed by “RTP” (e.g. “Mega Moolah RTP).
- Look up a game developer (e.g. “NetEnt RTP”) to find a list of their games’ payback figures.
Ideally, you’ll only have to look at the paytable to find payback. But since the majority of online slots don’t offer this info, you normally must look up the specific game or developers.
Megabucks, which offers 88.0% payback, is a rare exception. But this is only because Megabucks is the most popular game in Las Vegas and offers record breaking jackpots. Your best bet for finding land-based RTP is to check out reports from state gaming agencies. Visit your respective state gaming agency’s website and look for annual reports on slot machines.
These often show a composite average on how much slot machines pay back per coin denomination. Here’s an example from the Nevada Gaming Control Commission:
- Penny Slots = 90.17% RTP
- Nickel Slots = 94.54% RTP
- Quarter Slots = 93.06% RTP
- Dollar Slots = 93.94% RTP
- $5 Slots = 94.16% RTP
- $25 Slots = 95.03% RTP
- $100 Slots = 93.21% RTP
- Megabucks = 87.93% RTP
This doesn’t give you an accurate measure of what individual slot machines pay. But it does offer a ballpark figure for when you’re playing penny slots, nickel slots, etc.
Have a Stop Loss Limit
It’s tempting to keep playing slots until you run out of money with such a small bankroll. But having a stop loss limit can make your $20 feel like $200.
A stop loss limit refers to a predetermined amount of losses that indicate when it’s time to quit a session. The idea is to force yourself to stop at a certain loss amount so that you can play more sessions.
Here’s an example of setting a stop loss:
- You have a $20 bankroll.
- You break this bankroll down into units worth $0.25 each.
- You set a stop loss limit of 40 units.
- You quit playing at the exact point when you lose 40 units.
The stop loss limit doesn’t guarantee that you’ll quit at a specific point. After all, it still requires willpower to force you to stop playing. But these limits at least make you conscious of how much you’re losing. Hopefully, you’ll be able to quit playing at your predetermined point.
Unfortunately, setting stop losses with $20 doesn’t give you much playing time. But I still recommend that you use this practice, because being able to play multiple sessions is more entertaining than losing everything in one trip.
Go for Quality Bonuses & Rewards
Not everything in slots is about what you win on the actual reels. You can also pick up comps and bonuses that increase your bankroll and allow you to play longer. The rewards offered at online casinos relate directly to cash, including deposit bonuses, cashback, and free spins. These bonuses are nice since they help you reload your bankroll.
Here’s an example on earning a deposit bonus:
- A casino is offering a 100% match bonus up to $100.
- You deposit $20.
- You’re now eligible for a $20 bonus.
- Wagering requirements are 40x the bonus.
- 20 x 40 = $800 must be wagered
- You play a slot with 96% payback (4% house edge).
- 800 x 0.04 = $32 in theoretical losses
You can see from this example that you’re more likely to lose $20 before meeting wagering requirements. Nonetheless, this deal still gives you a chance to earn $20 if luck goes your way. Even if you can’t withdraw the bonus before losing everything, you can at least look forward to earning other rewards like cashback.
These comps are exciting because they involve physical rewards and services. But they won’t do much with regard to helping you stretch $20. The best you can do is find a land-based comp program that allows you to exchange points for cash. This lets you earn money back over the short run and continue playing longer.
Chances are that you won’t get hours’ worth of play out of a $20 bankroll. You may not even last one hour due to the volatility of slot machines. But you can at least improve the chances of playing longer by following the tips listed here.The biggest thing you can do is play online slots with small minimum bets. Ideally, you’ll play a game that lets you select your coin size and number of paylines. You also want to look for slots with low volatility. This means choosing games that have smaller jackpots, fewer bonuses, and more low payouts.
The jackpot aspect is particularly important. Playing a slot with a big progressive jackpot severely lowers the hit frequency and makes it difficult to play for longer. RTP plays a lesser role in preserving your bankroll, because it’s a long-term figure. Nevertheless, you can still boost your odds by choosing games with high payback.
One more important step is to set a stop loss limit. Doing so gives you a point to quit playing based on losses, thus allowing you to play more sessions with a small amount. Again, there are no guarantees with slots. However, being mindful of the games you play, your bankroll, and volatility will improve your chances of playing longer.
Quarter slots are still quite popular, considering that these days there is a huge variety of slot machines in the slots market. And choosing which ones to prioritize may prove to be difficult. There are several types of coin-operated slot machines, namely, nickel slots, penny slots, dollar slots and quarter slots. This article will discuss only the latter. So, what are you waiting for, lets start your gaming journey.
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What are Quarter slots?
As their name suggests these types of slot machines allow players to bet using a variety of coin values. They tend to be viewed as more lucrative than nickel and penny slots and at the same time not quite expensive or risky as dollar or high limit slots. Usually, these slot machines are used by players who are on a budget, most often a limited one, but still want to try their luck at a big win.
Play Top Dollar Slot Free
The opportunity to bet is more available seeing how the coin values can and will reach a higher level. Plus, if a player wants to play with less of a risk, lower bet values are also available. However, this does come with lover payouts. But on the bright side, the payout percentage is still higher than on nickel and penny slots.
Availability
Putting it simply these slots can be found anywhere – from online to land-based casinos. Casinos usually provide a huge number of quarter slot machines for those players who do not want to try the high limit slots that come with maximum bet limits but still want to try their luck for the larger prizes.
Luckily, Bally Technologies, IGT and other developers have done an amazing job with integrating quarter slot machines to the online platform. This has led to their popularization in online casinos as well.
Benefits and Disadvantages
As said before these new types of slots are perfect for players who want to earn some big prizes without having to break the bank. Plus, the payout percentage is higher that on penny and nickel slots. Another benefit worth mentioning is that quarter slot machines offer a bit of flexibility. For example, say the player does not have a limited budget but he or she prefers to have the option to switch their range of betting then a great option are precisely these games. There is no need to mention that there are progressive jackpots as well. You should definitely try out the latest ones on the market.
However, this flexibility can be considered as a downside as well. Thanks to it keeping track of the betting may prove to be difficult. Players can sink entire fortunes with the hope for big wins without any luck whatsoever. Plus, as one can expect the payout percentages are nowhere near as high as the high limit slots. With that being said, games with a 95%-96% payback percentage can be found in Las Vegas for example.
Popular Quarter games
Quarter slots tend to be relatively popular and common in both online and land-based casinos. Usually, players favor either nickel, penny or high limit video slots, but that does not mean that the quarter ones do not attract an audience. Quite the opposite, they tend to attract a large audience at that and still remain extremely popular in this day and age. Here are some of the most popular quarter slot games:

- Avalon – this is a 5-reel, 20-payline slot game, which is based on the popular legend of King Arthur. In fact, it became so popular that a sequel Avalon II was born. The maximum coin limit is 200, and you can win a jackpot of 3000 coins and 12 free spins. There is definitely a reason why this game remains one of the most popular slot games online.
- Star Appeal – this is a 5-reel and 30-payline game. There is a Star Bonus feature where players can win prizes. Players can earn either 10 or 15 extra spins. Plus, the jackpot is 3200 coins, which is not at all bad for video quarter slots.
- Adventures of Galactic Gopher – definitely one of the more bizarrely-named slot machines. It has 5-reel and 30-paylines. The main jackpot can get as high as 75000 coins. Plus, there is a feature, which allows players to re-trigger the free spins.
Managing a Bankroll
This can prove to be one of the most difficult things to do when playing on slot machines. Unless you keep a detailed track of how much and how often you are betting there is a chance you can slip in a few pitfalls like inconsistent betting patterns for example. In order to avoid spending way over your budget, it is extremely important to make sure you are playing with a disciplined and structured approach.
After all, managing your money wisely is without a doubt one of the most important parts of playing any casino game. This is very important precisely when playing on quarter machines, seeing how the amount of money involved tends to run up quickly. Players that do not use some sort of money managing technique do have the tendency to keep pumping money into the slot machine until they have managed to lose their entire bankroll.
Conclusion
Slot machines are without a doubt the easiest one can play in a casino and are definitely one of the best gambling games. You simply spin the reels, take your chances and hope luck is on your side. After all, players do not have any control over the combinations that will show up or whether or not a jackpot will hit. And quarter slots are perfect for those players who want to try their hand at the jackpot but without breaking the bank. There are a few pitfalls when it comes to these types of slot machines, but despite that, they can be enjoyed by almost any player. You do not need to be a high roller to enjoy them, but you will need more of a bankroll that the typical low roller will usually have.
Other Types of Slots
Here are some suggestions If you want to bet more or less cash on slot machines.
The most common denominations for slots
- Pennies ( lowest possible denomination of currency)
- Nickels (most inexpensive way to earn a decent award)
- Dollars (see how to test your luck with only a dollar to get started)
- High Limit (games that allow you to play for higher stakes)